Long-Term Care - What About Private Long-Term Care Insurance?
Dec 07, 2016
Today we'll be taking a brief look at some aspects of long-term care. For more detailed information, it’s best to consult with a qualified legal advisor. So think of this as an introduction.
There are many complexities to long-term care planning, it’s important to understand that there are options, and programs intended to help families like yours. Long-term care planning is the best way to ensure you protect as much of your hard-earned assets as the law allows, and to receive the care you need.
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What About Private Long-Term Care Insurance?
Most Americans will not be able to self-insure for Long-Term Care. Therefore, based upon the current condition of health care, long-term care and Medicaid, if you are insurable and long-term care insurance premiums are affordable, such a policy should be integrated into your estate plan to provide protection without the need for transferring assets.
Long-term care (LTC) insurance has...